Western Alliance Bank vs UFB Direct
Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to UFB Direct? Read our comparison chart below.
Western Alliance Bank offers high-yield savings products and CD accounts.
While UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.
Compare Western Alliance Bank with UFB Direct, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 |  | |
| Visit Site | Visit Site | |
Western Alliance Bank | UFB Direct | |
|---|---|---|
High-Yield Savings Premier - 4.10% APY | UFB Portfolio Savings - Earn up to 3.76% APY - | |
Benefits and Features | ||
| Savings | High-Yield Savings Premier: 4.10% APY | |
| CD | Up to 4.00%; 3-12 month term CDs. $1 minimum deposit. | |
| Checking | ||
| Money Market | ||
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | |
| Customer Service | ||
| Locations | ||
CreditDonkey® Reviews | ||
| | |
| Savings |  | |
| CD | | |
| Fees | | |
| Mobile App |   | |
| Customer Service | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Solid bank that offers high APY savings products with a fully digital experience... | Safe digital bank for high APYs on personal savings and MMAs... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 09/30/2025. UFB Direct: Pricing information from published website as of 10/01/2025. | ||
High-Yield Savings Premier - 4.10% APY
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
High Yield Savings Account - 4.10% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 4.00% APY
- No fees
- $1 minimum deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Month | 4.00% APY |
| 4 Month | 3.50% APY |
| 6 Month | 3.50% APY |
| 9 Month | 3.40% APY |
| 12 Month | 3.30% APY |
UFB Portfolio Savings - Earn up to 3.76% APY
- Earn up to 3.76% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
UFB Freedom Checking & Savings - Unlock Up to 3.96% APY
Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.
UFB Portfolio Money Market - Earn up to 3.76% APY
- Earn up to 3.76% APY*
- Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: Western Alliance Bank or UFB Direct?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.
In short: UFB Direct's mobile app is worth mentioning.
Articles on Western Alliance Bank
Western Alliance Bank Review
Articles on UFB Direct
UFB Direct Review
