Western Alliance Bank vs SoFi
Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to SoFi? Read our comparison chart below.
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| Visit Site | Learn More | |
Western Alliance Bank | SoFi | |
|---|---|---|
High-Yield Savings Premier - 4.10% APY | Personal Loans: Borrow Between $5k-$100k - | |
Benefits and Features | ||
| Savings | High-Yield Savings Premier: 4.10% APY | 3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) |
| CD | Up to 4.00%; 3-12 month term CDs. $1 minimum deposit. | |
| Checking | ||
| Mobile App | ||
| ATMs | ||
| Customer Service | Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |  | |
| CD | | |
| Fees | |  |
| Mobile App |  | |
| Customer Service | | |
| Interest Rates | | |
| Eligibility | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Solid bank that offers high APY savings products with a fully digital experience... | Personal loans with low APR and fees. Must have good credit to qualify... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 09/30/2025. | ||
High-Yield Savings Premier - 4.10% APY
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
High Yield Savings Account - 4.10% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 4.00% APY
- No fees
- $1 minimum deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Month | 4.00% APY |
| 4 Month | 3.50% APY |
| 6 Month | 3.50% APY |
| 9 Month | 3.40% APY |
| 12 Month | 3.30% APY |
Which is Better: Western Alliance Bank or SoFi?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.
Articles on Western Alliance Bank
Western Alliance Bank Review
Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.
Articles on SoFi
SoFi Personal Loan
SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.
SoFi Bank
Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.
SoFi Bank Locations
SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.
SoFi High Yield Savings
Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.
Which Do You Think is Best?
Which Bank Account is Right for You?
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