SoFi vs Robinhood

SoFi is a personal loans with low APR and fees. Must have good credit to qualify. How does it compare to Robinhood? Read our comparison chart below.

	SoFi	Robinhood

	Learn More	Visit Site
	OFFER Personal Loans: Borrow Between $5k-$100k - Learn More Read SoFi Review	OFFER Get a Free Stock (worth between $5 and $200) - Learn More Read Robinhood Review
	Benefits and Features
Savings	3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
Stock Trading		$0
Options Trading		$0
CD	N/A
Checking	0.50% APY on checking balances
Mutual Fund Trading		No
Banking		Offers Robinhood spending account with Robinhood Cash Card issued by Sutton Bank
Mobile App	iOS & Android	iOS & Android
Forex Trading		No
Futures Trading		No
Customer Service	Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat	Live Chat (24 hours via Robinhood app) Phone: 650-761-7789 (available 24/7) Email: support@robinhood.com
Locations	4 branch locations	No
	CreditDonkey® Reviews

Fees
Interest Rates
Eligibility
Stock Trading
Options Trading
Minimum Deposit
Mobile App
Commissions and Fees
Customer Service
Ease of Use
Research
Pros & Cons	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers	Pros: Commission-free stock trades No minimum Extended trading hours Cons: Limited research No mutual funds & bonds
Bottom Line	Personal loans with low APR and fees. Must have good credit to qualify... Read full review	Free way to trade stocks with limited bells and whistles... Read full review
	Learn More	Visit Site
	Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi Sofi Checking and Savings	Get a Free Stock (worth between $5 and $200) 3% Match on IRA with Robinhood Gold Robinhood Gold: 3.75% APY on Idle Cash
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Robinhood: Pricing information from published websites as of 01/25/2025.

Get a Free Stock (worth between $5 and $200)

Get a Free Stock

Limitations apply

3% Match on IRA with Robinhood Gold

Get 3% Match

Earn 3% IRA match on all eligible contributions with Robinhood Gold. Terms and conditions apply. This is a limited-time offer.

Robinhood Gold: 3.75% APY on Idle Cash

Learn More

3.75% APY on idle cash - earn while you sleep
Your money is FDIC-insured up to $2.5M at partner banks. No cap on earnings, withdraw or invest you money at any time.

Robinhood is not a bank. Robinhood Gold is offered through Robinhood Financial LLC and is a membership offering premium services available for a fee.

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