UFB Direct vs Bask Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Bask Bank? Read our comparison chart below.
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| Visit Site | Learn More | |
UFB Direct | Bask Bank | |
|---|---|---|
UFB Portfolio Savings - Earn up to 3.76% APY - | Personal Savings Account - 10,000 AAdvantage Bonus Miles - | |
Benefits and Features | ||
| Savings | ||
| CD | 3.75% to 4.10% APY. Terms of 3 to 24 months. | |
| Checking | ||
| Money Market | ||
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | |
| Customer Service | Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT) | |
| IRA CD | ||
| IRA Money Market | ||
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings | ||
| Money Market | ||
| Mobile App | ||
| Customer Service | ||
| CD | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Digital bank with high APY and ability to earn airline mileage... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 10/01/2025. Bask Bank: Information sourced from the published website as of 10/18/2025. | ||
UFB Portfolio Savings - Earn up to 3.76% APY
- Earn up to 3.76% APY.*
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
UFB Freedom Checking & Savings - Unlock Up to 3.96% APY
Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.
UFB Portfolio Money Market - Earn up to 3.76% APY
- Earn up to 3.76% APY*
- Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: UFB Direct or Bask Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or CIT Bank.



