GO2bank vs SoFi

GO2bank is a solid mobile bank with interest and good benefits, but beware of some fees. How does it compare to SoFi? Read our comparison chart below.

	GO2bankDiscover BankWells FargoBank of AmericaCIT BankRobinhood
	Learn More	Learn More
	GO2bank	SoFi
	SPECIAL OFFER Cash a Check and Get $5 Credit - Learn More Read GO2bank Review	OFFER Personal Loans: Borrow Between $5k-$100k - Learn More Read SoFi Review
	Benefits and Features
Savings	1% APY on savings, paid quarterly on balances up to $5,000	3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
CD		N/A
Checking	No monthly fees with eligible direct deposit (otherwise $5 per month)	0.50% APY on checking balances
Monthly Fee	$0/mo with eligible direct deposit (otherwise $5 per month)
Minimum Deposit to Open	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Over 55,000 fee-free AllPoint ATMs	55,000+ Allpoint ATMs
Customer Service	Mon - Sun 5am - 9pm PST, phone and live chat	Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat
Locations	Online only	4 branch locations
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Fees
Interest Rates
Eligibility
Pros & Cons	Pros: Interest on savings Get paycheck up to 2 days early Up to $200 overdraft coverage Cons: $4.95 for cash deposits Need direct deposit to waive monthly fee	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers
Bottom Line	Solid mobile bank with interest and good benefits, but beware of some fees... Read full review	Personal loans with low APR and fees. Must have good credit to qualify... Read full review
	Cash a Check and Get $5 Credit GO2bank Online & Mobile Banking Referral Program - Up to $1,500 Bonus	Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi Sofi Checking and Savings
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. GO2bank: Information sourced from the published website as of 05/24/2025.

Which is Better: GO2bank or SoFi?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing GO2bank or Bank of America.

Articles on GO2bank

GO2bank Review

Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.

Articles on SoFi

SoFi Reviews

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

• SoFi vs Discover Bank
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SoFi Bank

Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.

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SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

Which Do You Think is Best?

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