PaymentCloud vs Stripe
PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Stripe? Read our comparison chart below.
PaymentCloud provides customized payment solutions to businesses especially to high-risk companies. It also offers fraud prevention tools, payment gateways, and merchant funding.
While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.
Compare PaymentCloud with Stripe, side-by-side.
 |  | |
| Visit Site | Visit Site | |
PaymentCloud | Stripe | |
|---|---|---|
High Risk? No Problem - | Online Payment Processing - | |
Benefits and Features | ||
| Monthly Fee | Not disclosed - offers customized pricing | |
| Good For | Online businesses; Customized checkout experience | |
| Equipment | Available through third-party providers (Clover, Dejavoo, etc.) | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
| Accept International Payments | ||
| Customer Service | Phone (by request), Email, Live Chat, IRC | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | Flat rate (also offers customized pricing packages) | |
| Recurring Billing | | |
| Swipe Rate | Not disclosed - offers customized pricing | |
| Online Rate | Not disclosed - offers customized pricing | |
| Keyed-in Transaction Fee | Not disclosed - offers customized pricing | |
| Deposit Time | 7-14 days after the first successful payment | |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
| | |
| Equipment |   | |
| Contract |  | |
| Customer Service | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pricing Model | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Trusted merchant account provider for low to high-risk businesses... | |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
High Risk? No Problem
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
98% Approval
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
Accepts Bad Credit Merchants
- Competitive Options for Payment Processing at All Risk Levels
- No Setup/Hidden Fees
- No Minimum Credit Score
Online Payment Processing
- Accept payments worldwide and automate payouts and financial workflows seamlessly
- Grow with confidence: Whether you're running an e-commerce store, subscription service, or marketplace, Stripe adapts to any business model
- Trusted by millions: From startups to Fortune 500 companies, Stripe powers businesses of every size
- Predictable costs: Transparent flat-rate pricing with no setup fees or monthly charges – pay only for what you use
- Enable more sales: Support credit cards, mobile wallets, and 135+ international payment methods
- Developer-friendly tools: Integrate payments quickly with Stripe's intuitive APIs and documentation
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.
Articles on PaymentCloud
PaymentCloud Review
Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.
PaymentCloud Pricing
Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.
Articles on Stripe
Stripe Closed My Account
If Stripe closed your account, it's likely because of excessive chargebacks or a breach of Stripe's terms. Here's what you can do about it.
Stripe Alternatives
Don't miss out on the top-rated Stripe alternatives. Learn about payment processors that rival Stripe's capabilities.
Which Do You Think is Best?
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Next Page: PaymentCloud Review
