Lili vs Chime
Lili is an all-in-one account for small business owners to manage expenses and taxes. How does it compare to Chime? Read our comparison chart below.
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| Visit Site | Learn More | |
Lili | Chime | |
|---|---|---|
Free Checking Account for Small Business Owners - | Get Started - | |
Benefits and Features | ||
| Savings | Emergency Bucket for Lili Basic users; Lili Pro users get Savings with 3.00% APY on balances up to $1,000,000 | 1.25% Annual Percentage Yield (APY).
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| Checking | No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees |
| Monthly Fee | ||
| APY | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ACH Transfer Fee | ||
| ATMs | approximately 40,000 MoneyPass ATMs | Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Customer Service | ||
| Incoming Wire Transfer Fee | ||
| Locations | ||
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
CreditDonkey® Reviews | ||
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| Savings | ||
| Minimum Deposit | ||
| Checking | ||
| Fees | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | All-in-one account for small business owners to manage expenses and taxes... | Banking app that offers an online account with early paycheck access and credit builder features... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. | ||
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
Free Checking Account for Small Business Owners
- $0 monthly service fees
- $0 minimum opening deposit
- No minimum balance requirement
- No foreign exchange fee
- Get direct deposits up to 2 days earlier
Free Checking Account for Small Business Owners
- $0 monthly service fees
- Automatic Savings
- Free withdrawals at approximately 40,000 ATMs
- Get direct deposits up to 2 days earlier
- No foreign transaction fees
Which is Better: Lili or Chime?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Novo.
In short: Lili's customer service is worth mentioning. Chime's savings is excellent.




