GO2bank vs Chase

GO2bank is a solid mobile bank with interest and good benefits, but beware of some fees. How does it compare to Chase? Read our comparison chart below.

	GO2bank	Chase
	SPECIAL OFFER Cash a Check and Get $5 Credit - Learn More Read GO2bank Review	SPECIAL OFFER Chase Business Complete Banking® - Up to $500 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	1% APY on savings, paid quarterly on balances up to $5,000	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD		Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	No monthly fees with eligible direct deposit (otherwise $5 per month)	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Monthly Fee	$0/mo with eligible direct deposit (otherwise $5 per month)
Minimum Deposit to Open	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Over 55,000 fee-free AllPoint ATMs	15,000+ Chase ATMs
Customer Service	Mon - Sun 5am - 9pm PST, phone and live chat	Automated service available 24/7
Locations	Online only	Over 4,700
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
CD
Pros & Cons	Pros: Interest on savings Get paycheck up to 2 days early Up to $200 overdraft coverage Cons: $4.95 for cash deposits Need direct deposit to waive monthly fee	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states
Bottom Line	Solid mobile bank with interest and good benefits, but beware of some fees... Read full review	National bank with good promotions for new customers... Read full review
	Cash a Check and Get $5 Credit GO2bank Online & Mobile Banking Referral Program - Up to $1,500 Bonus	Chase Business Complete Banking® - Up to $500 Bonus Chase Private Client Checking℠ - Up to $3,000 Bonus Chase Total Checking® - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. GO2bank: Information sourced from the published website as of 05/24/2025. Chase: Pricing information and data points from published website as of 10/21/2025.

Which is Better: GO2bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing GO2bank or Bank of America.

In short: GO2bank's savings is notable. Chase's customer service is worth mentioning.

Articles on GO2bank

GO2bank

Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.

Articles on Chase

Chase Bank

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

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Chase Business Checking Coupon

Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.

Chase Business Complete Banking Review

Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.

How to Open a Chase Business Bank Account

Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.

Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

Chase Private Client vs Sapphire Banking

What's the difference between Chase Private Client Checking℠ and Chase Sapphire℠ Banking? Find out which one you can qualify for.

Chase $600 Bonus

Curious about scoring $600 from Chase? Read on to find out how to qualify and claim a $600 Chase bonus.

Does Chase Have a High Yield Savings

Curious if Chase offers a high-yield savings account? Read on to find out.

Chase Savings Account Interest Rate

Looking to open a savings account with Chase? Check out the current rates being offered.

Which Do You Think is Best?

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